Stem Cell Finance

Regenerative and Pain Management Patient Lending

Financing for practices specializing in stem cell therapy and chiropractic services.

Legal Client financing

Welcome to Zizion Group & ePay Finance!

  • Affordability

  • Compliance

  • Customer Support

With our program, your practice only needs one application for all of your clients, regardless of credit.
Our marketplace lending platform features instant credit decisions, agressive credit policies and a "Check Your Rate" feature which allows your clients to check approval terms without affecting their credit score.

What Can Zizion Group & epay Finance Do For You?

Patient Confidentiality

Our Direct-to-Borrower platform offer personal loans to your patients that are not dependent on procedure.


The patient's health information stays private
Multiple Lender Platform

The ePay Finance platform consists of up to ten lenders that service patients with credit from excellent to sub-prime.


All through one, easy-to-use application process.
Let Us Close The Gap

Many patients are being turned down or under-approved by traditional lenders.


Don't be put into the difficult position of turning away a patient in need of care.
Enrollment Requirements

Traditional lenders impose a myriad of criteria when enrolling merchants. What you sell matters. So does annual revenue, time in business and often times personal credit. ePay Finance is available to almost every business.


Work with ePay Finance and get up to ten lenders, in one platform, instantly!
Custom Patient Application

Upon enrollment you will receive a welcome email with your customized loan application landing page. You will provide this link to your patients for completion. Applications are submitted to multiple lenders and decisions are rendered within seconds.


Patients may receive multiple offers and can choose to accept the offer that best suits there needs based on interest rates and payment terms.
ePay Management is NOT a broker and ePay receives No Compensation from the borrower nor lender in any form whatsoever.

ePay functions solely as a Concierge for our Client practices providing an aggregation of competing lenders otherwise unavailable except as each lender appears individually and independently online.

This service is offered strictly as a convenience for the firms’ prospective and existing clients, in the same manner in which credit cards are accepted.

Pre-Approval Examples

Below are real examples of lender offers made to actual clients
Offer Amount: $5,500

APR: 15.90%
Term: 36 Months
Monthly Payment: $116.75

Offer Amount: $30,000

APR: 22.46%
Term: 60 Months
Monthly Payment: $794.65

Offer Amount: $13,625

APR: 10.64%
Term: 36 Months
Monthly Payment: $423.76

Check Your RateWithout affecting your credit score!

A single soft credit pull gives your patients access to multiple lending opportunities.

Our marketplace lending program often results in multiple offers from multiple lenders. This gives your client the luxury of choosing which offer is best for them based on the loan amount, interest rate and loan term.

attorney lending solution

Service & Support

Our team works directly with your Front Office Managers to ensure the best results for your patients.
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